Lender in North Carolina · HMDA 2025
Gold Star Mortgage Financial Group, Corporation mortgages in North Carolina
Gold Star Mortgage Financial Group, Corporation's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Gold Star Mortgage Financial Group, Corporation originated 270 owner-occupied single-family loans in North Carolina from 300 completed applications.
Its median conventional purchase loan costs were $5,560 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
270
of 300 applications
Denial rate
2.2%
Purchase · NC 7.6%
Rate spread
+0.29 pts
Conv. · NC +0.04 pts
Loan amount
$355,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 229 | 205 | 2.2% | 6.625% | +0.29 pts | $5,560 | $355,000 |
| Refinance | 48 | 45 | 0.0% | 6.375% | +0.08 pts | $2,720 | $355,000 |
| Cash-out refinance | 23 | 20 | 4.3% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Gold Star Mortgage Financial Group, Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Northampton County | 16 | 1 | 1.1% |
- Gold Star Mortgage Financial Group, Corporation nationwide
- North Carolina mortgage market
- Gold Star Mortgage Financial Group, Corporation in Michigan
- Gold Star Mortgage Financial Group, Corporation in Florida
- Gold Star Mortgage Financial Group, Corporation in Texas
- Gold Star Mortgage Financial Group, Corporation in Indiana
- Gold Star Mortgage Financial Group, Corporation in Nevada
- Gold Star Mortgage Financial Group, Corporation in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology