Lender in Texas · HMDA 2025
Grace Home Lending, LLC mortgages in Texas
Grace Home Lending, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Grace Home Lending, LLC originated 557 owner-occupied single-family loans in Texas from 564 completed applications.
Its median conventional purchase loan costs were $6,570 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 5.875% (Texas: 6.50%).
Loans in TX
557
of 564 applications
Denial rate
1.3%
Purchase · TX 10.2%
Rate spread
−0.65 pts
Conv. · TX +0.09 pts
Loan amount
$365,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 562 | 555 | 1.3% | 5.875% | −0.65 pts | $6,570 | $365,000 |
| Refinance | 2 | 2 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Grace Home Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chambers County | 9 | 24 | 2.0% |
| Montgomery County | 19 | 171 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology