Lender in Iowa · HMDA 2025
Greater Iowa Credit Union mortgages in Iowa
Greater Iowa Credit Union's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Greater Iowa Credit Union originated 250 owner-occupied single-family loans in Iowa from 290 completed applications.
Its median conventional purchase loan costs were $2,030 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.125% (Iowa: 6.375%).
Loans in IA
250
of 290 applications
Denial rate
1.7%
Purchase · IA 6.3%
Rate spread
−0.34 pts
Conv. · IA −0.05 pts
Loan amount
$255,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 120 | 116 | 1.7% | 6.125% | −0.34 pts | $2,030 | $255,000 |
| Refinance | 75 | 58 | 21.3% | 5.875% | −0.41 pts | $1,750 | $155,000 |
| Cash-out refinance | 95 | 76 | 17.9% | — | +0.30 pts | — | $85,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Greater Iowa Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Crawford County | 2 | 19 | 13.2% |
| Story County | 3 | 57 | 5.7% |
| Boone County | 7 | 14 | 3.4% |
| Hardin County | 12 | 4 | 2.1% |
| Sac County | 16 | 1 | 1.1% |
| Union County | 19 | 2 | 1.5% |
| Guthrie County | 21 | 2 | 1.2% |
| Lyon County | 22 | 1 | 0.6% |
| Hamilton County | 23 | 2 | 1.4% |
| Tama County | 24 | 2 | 1.1% |
| Buena Vista County | 24 | 1 | 0.5% |
| Warren County | 25 | 13 | 1.1% |
| Montgomery County | 25 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology