Lender in Massachusetts · HMDA 2025
Greenfield Savings Bank mortgages in Massachusetts
Greenfield Savings Bank's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Greenfield Savings Bank originated 221 owner-occupied single-family loans in Massachusetts from 246 completed applications.
Its median conventional purchase loan costs were $4,300 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.375% (Massachusetts: 6.575%).
Loans in MA
221
of 246 applications
Denial rate
6.7%
Purchase · MA 6.3%
Rate spread
−0.51 pts
Conv. · MA +0.02 pts
Loan amount
$325,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 225 | 204 | 6.7% | 6.375% | −0.51 pts | $4,300 | $325,000 |
| Refinance | 5 | 5 | — | — | — | — | — |
| Cash-out refinance | 16 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Greenfield Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 1 | 104 | 15.8% |
| Hampshire County | 1 | 94 | 7.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology