Lender in Michigan · HMDA 2025
GreenStone Farm Credit Services, Flca mortgages in Michigan
GreenStone Farm Credit Services, Flca's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
GreenStone Farm Credit Services, Flca originated 657 owner-occupied single-family loans in Michigan from 731 completed applications.
Its median conventional purchase loan costs were $9,040 versus $4,140 for all Michigan lenders.
Loans in MI
657
of 731 applications
Denial rate
1.0%
Purchase · MI 7.8%
Rate spread
+0.29 pts
Conv. · MI +0.23 pts
Loan amount
$395,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 583 | 528 | 1.0% | — | +0.29 pts | $9,040 | $395,000 |
| Refinance | 74 | 63 | 1.4% | — | +0.24 pts | $5,120 | $365,000 |
| Cash-out refinance | 74 | 66 | 2.7% | — | +0.30 pts | $4,680 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where GreenStone Farm Credit Services, Flca ranks in the top 25
Showing the 30 counties where it ranks highest, of 43.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Schoolcraft County | 4 | 3 | 7.3% |
| Oceana County | 6 | 13 | 4.6% |
| Ontonagon County | 6 | 2 | 3.6% |
| Benzie County | 7 | 6 | 2.7% |
| Kalkaska County | 7 | 6 | 2.6% |
| Montmorency County | 8 | 3 | 2.1% |
| Mecosta County | 9 | 15 | 3.2% |
| Clare County | 9 | 12 | 2.9% |
| Manistee County | 9 | 8 | 2.9% |
| Leelanau County | 9 | 6 | 2.6% |
| Presque Isle County | 9 | 2 | 2.4% |
| Ionia County | 10 | 22 | 2.5% |
| Isabella County | 10 | 15 | 2.5% |
| Lenawee County | 11 | 22 | 1.7% |
| Alcona County | 11 | 2 | 1.6% |
| Oscoda County | 11 | 2 | 2.2% |
| Gladwin County | 12 | 7 | 2.0% |
| Alpena County | 12 | 3 | 1.4% |
| Barry County | 13 | 19 | 2.1% |
| Clinton County | 13 | 19 | 1.7% |
| Tuscola County | 13 | 9 | 1.5% |
| Sanilac County | 15 | 6 | 1.4% |
| Cheboygan County | 15 | 3 | 1.3% |
| Osceola County | 15 | 3 | 1.3% |
| Lake County | 15 | 2 | 1.4% |
| Livingston County | 16 | 39 | 1.3% |
| Allegan County | 16 | 23 | 1.4% |
| Gratiot County | 16 | 8 | 1.9% |
| Huron County | 16 | 3 | 1.0% |
| Monroe County | 17 | 31 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology