Lender in Massachusetts · HMDA 2025
Greylock Federal Credit Union mortgages in Massachusetts
Greylock Federal Credit Union's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Greylock Federal Credit Union originated 343 owner-occupied single-family loans in Massachusetts from 367 completed applications.
Its median conventional purchase loan costs were $3,930 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.50% (Massachusetts: 6.575%).
Loans in MA
343
of 367 applications
Denial rate
3.1%
Purchase · MA 6.3%
Rate spread
+0.21 pts
Conv. · MA +0.02 pts
Loan amount
$255,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 320 | 307 | 3.1% | 6.500% | +0.21 pts | $3,930 | $255,000 |
| Refinance | 42 | 33 | 16.7% | — | +0.49 pts | $3,490 | $175,000 |
| Cash-out refinance | 5 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Greylock Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Berkshire County | 1 | 337 | 25.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology