Lender in Florida · HMDA 2025
GTE Federal Credit Union mortgages in Florida
GTE Federal Credit Union's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
GTE Federal Credit Union originated 435 owner-occupied single-family loans in Florida from 582 completed applications.
Its median conventional purchase loan costs were $5,920 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.375% (Florida: 6.625%).
Loans in FL
435
of 582 applications
Denial rate
12.2%
Purchase · FL 12.8%
Rate spread
−0.09 pts
Conv. · FL +0.14 pts
Loan amount
$335,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 287 | 250 | 12.2% | 6.375% | −0.09 pts | $5,920 | $335,000 |
| Refinance | 179 | 98 | 44.1% | 6.375% | −0.05 pts | $4,830 | $215,000 |
| Cash-out refinance | 116 | 87 | 23.3% | 6.750% | +0.20 pts | $4,180 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where GTE Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hillsborough County | 25 | 155 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology