Lender in Missouri · HMDA 2025
Guaranty Bank mortgages in Missouri
Guaranty Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Guaranty Bank originated 215 owner-occupied single-family loans in Missouri from 221 completed applications.
Loans in MO
215
of 221 applications
Denial rate
1.7%
Purchase · MO 6.5%
Rate spread
—
Conv. · MO +0.24 pts
Loan amount
$245,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 176 | 173 | 1.7% | — | — | — | $245,000 |
| Refinance | 28 | 27 | 3.6% | — | — | — | $385,000 |
| Cash-out refinance | 17 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Guaranty Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lawrence County | 12 | 16 | 2.8% |
| Hickory County | 12 | 2 | 1.7% |
| Greene County | 13 | 121 | 2.5% |
| Barry County | 13 | 5 | 1.2% |
| Christian County | 17 | 39 | 2.1% |
| Webster County | 25 | 6 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology