Lender in Louisiana · HMDA 2025
Gulf Coast Bank and Trust Company mortgages in Louisiana
Gulf Coast Bank and Trust Company's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
Gulf Coast Bank and Trust Company originated 803 owner-occupied single-family loans in Louisiana from 881 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $4,950 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.625% (Louisiana: 6.625%).
Loans in LA
803
of 881 applications
Denial rate
7.9%
Purchase · LA 10.2%
Rate spread
+0.28 pts
Conv. · LA +0.19 pts
Loan amount
$255,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 801 | 734 | 7.9% | 6.625% | +0.28 pts | $4,950 | $255,000 |
| Refinance | 46 | 41 | 10.9% | 6.375% | +0.20 pts | $4,210 | $305,000 |
| Cash-out refinance | 34 | 28 | 17.6% | 6.875% | +0.29 pts | $4,830 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where Gulf Coast Bank and Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Plaquemines Parish | 1 | 21 | 12.2% |
| West Baton Rouge Parish | 2 | 32 | 9.3% |
| St. Bernard Parish | 2 | 27 | 7.1% |
| Iberville Parish | 2 | 16 | 6.7% |
| Jefferson Parish | 3 | 213 | 6.5% |
| Tangipahoa Parish | 4 | 82 | 5.7% |
| St. Tammany Parish | 6 | 135 | 3.5% |
| Orleans Parish | 7 | 91 | 3.5% |
| Pointe Coupee Parish | 9 | 6 | 3.3% |
| Washington Parish | 9 | 5 | 1.9% |
| East Baton Rouge Parish | 11 | 93 | 2.1% |
| West Feliciana Parish | 12 | 2 | 1.6% |
| St. Helena Parish | 12 | 1 | 2.1% |
| St. Charles Parish | 13 | 10 | 1.7% |
| East Feliciana Parish | 14 | 2 | 1.4% |
| St. John the Baptist Parish | 15 | 5 | 1.7% |
| Livingston Parish | 17 | 27 | 1.3% |
| St. James Parish | 17 | 2 | 1.2% |
| Ascension Parish | 19 | 19 | 1.1% |
| St. Mary Parish | 24 | 2 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology