Lender in New York · HMDA 2025
Hartford Funding, Ltd. mortgages in New York
Hartford Funding, Ltd.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Hartford Funding, Ltd. originated 240 owner-occupied single-family loans in New York from 333 completed applications.
Its median conventional purchase loan costs were $11,810 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.75% (New York: 6.50%).
Loans in NY
240
of 333 applications
Denial rate
10.3%
Purchase · NY 9.5%
Rate spread
+0.30 pts
Conv. · NY +0.07 pts
Loan amount
$585,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 233 | 176 | 10.3% | 6.750% | +0.30 pts | $11,810 | $585,000 |
| Refinance | 20 | 17 | 10.0% | — | — | — | — |
| Cash-out refinance | 80 | 47 | 15.0% | 7.249% | +0.95 pts | $15,780 | $465,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology