Lender in Alabama · HMDA 2025
Heritage Mortgage, LLC mortgages in Alabama
Heritage Mortgage, LLC's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Heritage Mortgage, LLC originated 409 owner-occupied single-family loans in Alabama from 412 completed applications.
Its median conventional purchase loan costs were $2,090 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.25% (Alabama: 6.562%).
Loans in AL
409
of 412 applications
Denial rate
0.2%
Purchase · AL 9.1%
Rate spread
−0.20 pts
Conv. · AL +0.17 pts
Loan amount
$295,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 412 | 409 | 0.2% | 6.250% | −0.20 pts | $2,090 | $295,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Heritage Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Limestone County | 5 | 109 | 3.9% |
| Madison County | 10 | 225 | 2.9% |
| Morgan County | 13 | 37 | 2.1% |
| Cullman County | 16 | 16 | 1.4% |
| Marshall County | 20 | 14 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology