Lender in Arkansas · HMDA 2025
Highlands Residential Mortgage, Ltd. mortgages in Arkansas
Highlands Residential Mortgage, Ltd.'s 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Highlands Residential Mortgage, Ltd. originated 566 owner-occupied single-family loans in Arkansas from 614 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $4,190 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.75% (Arkansas: 6.625%).
Loans in AR
566
of 614 applications
Denial rate
0.9%
Purchase · AR 8.5%
Rate spread
+0.30 pts
Conv. · AR +0.17 pts
Loan amount
$215,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 554 | 509 | 0.9% | 6.750% | +0.30 pts | $4,190 | $215,000 |
| Refinance | 30 | 28 | 0.0% | — | +0.17 pts | $4,420 | $285,000 |
| Cash-out refinance | 30 | 29 | 0.0% | — | — | — | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Highlands Residential Mortgage, Ltd. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Crawford County | 1 | 80 | 10.2% |
| Union County | 1 | 54 | 17.9% |
| Little River County | 2 | 14 | 13.2% |
| Columbia County | 4 | 8 | 4.9% |
| Miller County | 5 | 23 | 6.6% |
| Sebastian County | 6 | 67 | 4.7% |
| Howard County | 9 | 2 | 2.8% |
| Crittenden County | 10 | 6 | 1.2% |
| Ouachita County | 10 | 5 | 2.6% |
| Lafayette County | 11 | 1 | 3.9% |
| Calhoun County | 12 | 1 | 2.4% |
| Sevier County | 13 | 3 | 2.5% |
| Greene County | 14 | 13 | 2.0% |
| Hempstead County | 14 | 3 | 2.0% |
| Dallas County | 14 | 1 | 2.8% |
| Poinsett County | 16 | 5 | 1.9% |
| Sharp County | 16 | 3 | 1.1% |
| Cross County | 17 | 2 | 1.1% |
| Benton County | 18 | 85 | 1.3% |
| Mississippi County | 18 | 3 | 0.9% |
| Clay County | 18 | 2 | 1.2% |
| Polk County | 18 | 2 | 0.9% |
| Franklin County | 19 | 3 | 1.4% |
| Pike County | 19 | 1 | 1.9% |
| Washington County | 20 | 45 | 1.2% |
| Grant County | 22 | 2 | 0.8% |
| Craighead County | 24 | 19 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology