Lender in Tennessee · HMDA 2025
Home Federal Bank of Tennessee mortgages in Tennessee
Home Federal Bank of Tennessee's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Home Federal Bank of Tennessee originated 450 owner-occupied single-family loans in Tennessee from 468 completed applications.
Its median conventional purchase loan costs were $7,160 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.125% (Tennessee: 6.624%).
Loans in TN
450
of 468 applications
Denial rate
0.8%
Purchase · TN 7.7%
Rate spread
−0.39 pts
Conv. · TN +0.11 pts
Loan amount
$355,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 364 | 354 | 0.8% | 6.125% | −0.39 pts | $7,160 | $355,000 |
| Refinance | 82 | 75 | 8.5% | — | −0.40 pts | $5,470 | $285,000 |
| Cash-out refinance | 22 | 21 | 4.5% | — | −0.40 pts | $6,780 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Home Federal Bank of Tennessee ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Knox County | 4 | 308 | 3.9% |
| Loudon County | 7 | 22 | 1.9% |
| Sevier County | 9 | 25 | 2.1% |
| Grainger County | 10 | 6 | 2.2% |
| Union County | 13 | 5 | 1.7% |
| Blount County | 15 | 40 | 1.6% |
| Anderson County | 16 | 17 | 1.4% |
| Roane County | 20 | 11 | 1.1% |
| Morgan County | 23 | 2 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology