Lender in Pennsylvania · HMDA 2025
Homestead Funding Corp. mortgages in Pennsylvania
Homestead Funding Corp.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Homestead Funding Corp. originated 417 owner-occupied single-family loans in Pennsylvania from 422 completed applications.
Its median conventional purchase loan costs were $4,370 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.49% (Pennsylvania: 6.625%).
Loans in PA
417
of 422 applications
Denial rate
0.8%
Purchase · PA 6.7%
Rate spread
+0.01 pts
Conv. · PA +0.17 pts
Loan amount
$215,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 392 | 388 | 0.8% | 6.490% | +0.01 pts | $4,370 | $215,000 |
| Refinance | 23 | 23 | 0.0% | — | −0.22 pts | $4,620 | $385,000 |
| Cash-out refinance | 7 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Homestead Funding Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Westmoreland County | 8 | 121 | 3.0% |
| Susquehanna County | 14 | 7 | 2.1% |
| Greene County | 14 | 4 | 1.6% |
| Washington County | 19 | 37 | 1.5% |
| Somerset County | 19 | 5 | 0.8% |
| Mercer County | 20 | 10 | 1.0% |
| Fayette County | 22 | 9 | 0.9% |
| Allegheny County | 25 | 132 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology