Lender in Washington · HMDA 2025
HSBC Bank USA, N.A. mortgages in Washington
HSBC Bank USA, N.A.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
HSBC Bank USA, N.A. originated 325 owner-occupied single-family loans in Washington from 330 completed applications.
Its median conventional purchase loan costs were $5,950 versus $6,530 for all Washington lenders.
Loans in WA
325
of 330 applications
Denial rate
0.8%
Purchase · WA 5.9%
Rate spread
−0.08 pts
Conv. · WA +0.10 pts
Loan amount
$1,105,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 242 | 240 | 0.8% | — | −0.08 pts | $5,950 | $1,105,000 |
| Refinance | 86 | 83 | 3.5% | — | −0.03 pts | $4,600 | $1,055,000 |
| Cash-out refinance | 2 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Washington counties where HSBC Bank USA, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| King County | 23 | 284 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology