Lender in Indiana · HMDA 2025
Interra Credit Union mortgages in Indiana
Interra Credit Union's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Interra Credit Union originated 206 owner-occupied single-family loans in Indiana from 263 completed applications.
Its median conventional purchase loan costs were $2,330 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
206
of 263 applications
Denial rate
13.7%
Purchase · IN 7.4%
Rate spread
+0.35 pts
Conv. · IN +0.24 pts
Loan amount
$255,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 204 | 172 | 13.7% | 6.625% | +0.35 pts | $2,330 | $255,000 |
| Refinance | 16 | 8 | — | — | — | — | — |
| Cash-out refinance | 43 | 26 | 39.5% | — | +0.37 pts | $2,530 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Interra Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| LaGrange County | 2 | 32 | 8.5% |
| Elkhart County | 5 | 117 | 4.7% |
| Noble County | 10 | 17 | 2.7% |
| Marshall County | 12 | 10 | 1.9% |
| Kosciusko County | 19 | 12 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology