Lender in New York · HMDA 2025
Interstate Home Loan Center, Inc. mortgages in New York
Interstate Home Loan Center, Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Interstate Home Loan Center, Inc. originated 487 owner-occupied single-family loans in New York from 513 completed applications.
Its median conventional purchase loan costs were $13,000 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
487
of 513 applications
Denial rate
4.9%
Purchase · NY 9.5%
Rate spread
+0.35 pts
Conv. · NY +0.07 pts
Loan amount
$575,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 452 | 429 | 4.9% | 6.625% | +0.35 pts | $13,000 | $575,000 |
| Refinance | 17 | 17 | — | — | — | — | — |
| Cash-out refinance | 44 | 41 | 6.8% | 6.875% | +0.69 pts | $17,500 | $525,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Interstate Home Loan Center, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Suffolk County | 15 | 241 | 1.8% |
| Nassau County | 19 | 146 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology