Lender in Massachusetts · HMDA 2025
Jeanne D'ARC Credit Union mortgages in Massachusetts
Jeanne D'ARC Credit Union's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Jeanne D'ARC Credit Union originated 219 owner-occupied single-family loans in Massachusetts from 230 completed applications.
Its median conventional purchase loan costs were $4,450 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.115% (Massachusetts: 6.575%).
Loans in MA
219
of 230 applications
Denial rate
2.8%
Purchase · MA 6.3%
Rate spread
−0.23 pts
Conv. · MA +0.02 pts
Loan amount
$505,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 145 | 136 | 2.8% | 6.115% | −0.23 pts | $4,450 | $505,000 |
| Refinance | 42 | 42 | 0.0% | — | −0.28 pts | $3,820 | $615,000 |
| Cash-out refinance | 43 | 41 | 4.7% | — | −0.13 pts | $3,460 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Jeanne D'ARC Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Middlesex County | 25 | 133 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology