Lender in Missouri · HMDA 2025
JLB Corporation mortgages in Missouri
JLB Corporation's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
JLB Corporation originated 512 owner-occupied single-family loans in Missouri from 540 completed applications.
Its median conventional purchase loan costs were $3,990 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.875% (Missouri: 6.625%).
Loans in MO
512
of 540 applications
Denial rate
7.3%
Purchase · MO 6.5%
Rate spread
+0.37 pts
Conv. · MO +0.24 pts
Loan amount
$245,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 109 | 101 | 7.3% | 6.875% | +0.37 pts | $3,990 | $245,000 |
| Refinance | 75 | 70 | 6.7% | 6.375% | +0.18 pts | $5,140 | $285,000 |
| Cash-out refinance | 356 | 341 | 3.4% | 6.875% | +0.43 pts | $5,010 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where JLB Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pike County | 14 | 3 | 1.5% |
| Lincoln County | 18 | 19 | 1.6% |
| Jefferson County | 19 | 55 | 1.3% |
| Warren County | 20 | 11 | 1.3% |
| St. Charles County | 21 | 98 | 1.3% |
| Franklin County | 21 | 22 | 1.3% |
| Iron County | 21 | 1 | 1.0% |
| Washington County | 23 | 2 | 0.8% |
| St. Louis County | 24 | 154 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology