Lender in Texas · HMDA 2025
Jmac Lending, Inc. mortgages in Texas
Jmac Lending, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Jmac Lending, Inc. originated 275 owner-occupied single-family loans in Texas from 294 completed applications.
Its median conventional purchase loan costs were $9,350 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
275
of 294 applications
Denial rate
5.5%
Purchase · TX 10.2%
Rate spread
+0.30 pts
Conv. · TX +0.09 pts
Loan amount
$345,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 271 | 256 | 5.5% | 6.500% | +0.30 pts | $9,350 | $345,000 |
| Refinance | 9 | 9 | — | — | — | — | — |
| Cash-out refinance | 14 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Jmac Lending, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mills County | 16 | 1 | 2.3% |
| Reeves County | 17 | 1 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology