Lender in California · HMDA 2025
Land Home Financial Services, Inc. mortgages in California
Land Home Financial Services, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Land Home Financial Services, Inc. originated 294 owner-occupied single-family loans in California from 353 completed applications.
Its median conventional purchase loan costs were $6,920 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.875% (California: 6.625%).
Loans in CA
294
of 353 applications
Denial rate
3.0%
Purchase · CA 8.9%
Rate spread
+0.47 pts
Conv. · CA +0.09 pts
Loan amount
$435,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 297 | 251 | 3.0% | 6.875% | +0.47 pts | $6,920 | $435,000 |
| Refinance | 33 | 27 | 12.1% | 6.750% | +0.16 pts | $5,440 | $445,000 |
| Cash-out refinance | 23 | 16 | 4.3% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where Land Home Financial Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Siskiyou County | 1 | 50 | 13.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology