Lender in Illinois · HMDA 2025
Leaderone Financial Corporation mortgages in Illinois
Leaderone Financial Corporation's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Leaderone Financial Corporation originated 573 owner-occupied single-family loans in Illinois from 655 completed applications.
Its median conventional purchase loan costs were $6,640 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
573
of 655 applications
Denial rate
11.5%
Purchase · IL 9.2%
Rate spread
+0.52 pts
Conv. · IL +0.27 pts
Loan amount
$275,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 505 | 446 | 11.5% | 6.875% | +0.52 pts | $6,640 | $275,000 |
| Refinance | 123 | 106 | 13.8% | 6.624% | +0.22 pts | $2,610 | $365,000 |
| Cash-out refinance | 27 | 21 | 18.5% | — | — | — | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Leaderone Financial Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tazewell County | 12 | 30 | 1.7% |
| Cass County | 14 | 1 | 1.1% |
| Menard County | 16 | 2 | 1.1% |
| Woodford County | 22 | 4 | 0.8% |
| Macoupin County | 23 | 7 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology