Lender in Texas · HMDA 2025
Legend Lending Corporation mortgages in Texas
Legend Lending Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Legend Lending Corporation originated 610 owner-occupied single-family loans in Texas from 617 completed applications.
Its median conventional purchase loan costs were $8,980 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
610
of 617 applications
Denial rate
0.9%
Purchase · TX 10.2%
Rate spread
+0.22 pts
Conv. · TX +0.09 pts
Loan amount
$315,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 558 | 552 | 0.9% | 6.625% | +0.22 pts | $8,980 | $315,000 |
| Refinance | 36 | 36 | 0.0% | 6.125% | +0.07 pts | $8,500 | $355,000 |
| Cash-out refinance | 23 | 22 | 4.3% | — | +0.40 pts | $8,280 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Legend Lending Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Patricio County | 8 | 26 | 2.9% |
| Bee County | 8 | 4 | 2.7% |
| Galveston County | 12 | 87 | 1.6% |
| Chambers County | 17 | 15 | 1.2% |
| San Jacinto County | 22 | 3 | 1.1% |
| Jim Wells County | 23 | 2 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology