Lender in Tennessee · HMDA 2025
Legends Bank mortgages in Tennessee
Legends Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Legends Bank originated 289 owner-occupied single-family loans in Tennessee from 302 completed applications.
Its median conventional purchase loan costs were $4,670 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
289
of 302 applications
Denial rate
0.4%
Purchase · TN 7.7%
Rate spread
+0.08 pts
Conv. · TN +0.11 pts
Loan amount
$315,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 255 | 250 | 0.4% | 6.625% | +0.08 pts | $4,670 | $315,000 |
| Refinance | 21 | 18 | 14.3% | — | — | — | — |
| Cash-out refinance | 26 | 21 | 19.2% | — | — | — | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Legends Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 10 | 136 | 2.3% |
| Henderson County | 11 | 7 | 2.4% |
| Chester County | 12 | 5 | 2.2% |
| Weakley County | 17 | 4 | 1.2% |
| Carroll County | 19 | 3 | 0.8% |
| Madison County | 20 | 9 | 0.8% |
| Lincoln County | 23 | 5 | 0.9% |
| Benton County | 23 | 2 | 0.9% |
| Houston County | 23 | 2 | 1.5% |
| Stewart County | 24 | 3 | 1.4% |
| Hardeman County | 24 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology