Lender in Ohio · HMDA 2025
Liberty Home Mortgage Corporation mortgages in Ohio
Liberty Home Mortgage Corporation's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Liberty Home Mortgage Corporation originated 676 owner-occupied single-family loans in Ohio from 729 completed applications.
Its median conventional purchase loan costs were $6,350 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
676
of 729 applications
Denial rate
6.6%
Purchase · OH 7.1%
Rate spread
+0.77 pts
Conv. · OH +0.22 pts
Loan amount
$195,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 654 | 609 | 6.6% | 6.875% | +0.77 pts | $6,350 | $195,000 |
| Refinance | 45 | 43 | 4.4% | — | +0.30 pts | $5,190 | $215,000 |
| Cash-out refinance | 30 | 24 | 20.0% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Liberty Home Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ashtabula County | 11 | 19 | 1.7% |
| Lake County | 13 | 59 | 1.6% |
| Tuscarawas County | 16 | 10 | 1.2% |
| Portage County | 17 | 27 | 1.4% |
| Morgan County | 17 | 2 | 1.6% |
| Cuyahoga County | 18 | 203 | 1.5% |
| Jackson County | 18 | 4 | 1.3% |
| Summit County | 20 | 84 | 1.1% |
| Trumbull County | 21 | 20 | 0.8% |
| Muskingum County | 22 | 10 | 0.8% |
| Jefferson County | 22 | 5 | 0.8% |
| Geauga County | 23 | 12 | 1.0% |
| Belmont County | 24 | 6 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology