Lender in Nebraska · HMDA 2025
Lincoln FSB of Nebraska mortgages in Nebraska
Lincoln FSB of Nebraska's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
Lincoln FSB of Nebraska originated 891 owner-occupied single-family loans in Nebraska from 924 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $2,510 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.50% (Nebraska: 6.624%).
Loans in NE
891
of 924 applications
Denial rate
2.2%
Purchase · NE 5.9%
Rate spread
−0.08 pts
Conv. · NE +0.13 pts
Loan amount
$265,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 780 | 761 | 2.2% | 6.500% | −0.08 pts | $2,510 | $265,000 |
| Refinance | 113 | 104 | 8.0% | 6.000% | −0.27 pts | $2,300 | $275,000 |
| Cash-out refinance | 31 | 26 | 12.9% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where Lincoln FSB of Nebraska ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lancaster County | 1 | 622 | 13.0% |
| Gage County | 2 | 27 | 9.0% |
| Saline County | 3 | 16 | 9.1% |
| Seward County | 3 | 14 | 5.9% |
| Jefferson County | 3 | 8 | 7.6% |
| Phelps County | 4 | 9 | 9.0% |
| Otoe County | 5 | 9 | 3.7% |
| Saunders County | 7 | 13 | 3.5% |
| Brown County | 7 | 1 | 7.7% |
| Greeley County | 8 | 1 | 7.7% |
| Cass County | 9 | 14 | 2.9% |
| Kearney County | 9 | 2 | 3.0% |
| Harlan County | 10 | 1 | 4.5% |
| Dundy County | 11 | 1 | 5.6% |
| Frontier County | 12 | 1 | 6.3% |
| Garfield County | 12 | 1 | 5.6% |
| Butler County | 15 | 2 | 2.2% |
| Adams County | 19 | 4 | 1.2% |
| Nuckolls County | 19 | 1 | 2.5% |
| Thayer County | 20 | 1 | 2.2% |
| Johnson County | 22 | 1 | 2.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology