Lender in Colorado · HMDA 2025
Loan Simple, Inc. mortgages in Colorado
Loan Simple, Inc.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Loan Simple, Inc. originated 857 owner-occupied single-family loans in Colorado from 915 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $300 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.75% (Colorado: 6.50%).
Loans in CO
857
of 915 applications
Denial rate
6.3%
Purchase · CO 6.3%
Rate spread
−6.61 pts
Conv. · CO +0.04 pts
Loan amount
$375,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 900 | 843 | 6.3% | 6.750% | −6.61 pts | $300 | $375,000 |
| Refinance | 15 | 14 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Loan Simple, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Morgan County | 4 | 23 | 5.8% |
| Crowley County | 5 | 1 | 4.5% |
| Prowers County | 7 | 2 | 2.4% |
| Yuma County | 7 | 2 | 2.9% |
| Arapahoe County | 8 | 163 | 1.7% |
| Kit Carson County | 8 | 2 | 3.2% |
| Adams County | 10 | 212 | 2.4% |
| Pueblo County | 11 | 49 | 1.9% |
| Logan County | 12 | 3 | 1.3% |
| Rio Blanco County | 13 | 2 | 1.9% |
| Rio Grande County | 13 | 2 | 1.8% |
| Bent County | 14 | 1 | 2.4% |
| Huerfano County | 14 | 1 | 1.8% |
| Delta County | 16 | 4 | 0.9% |
| Fremont County | 18 | 7 | 1.1% |
| Weld County | 19 | 99 | 1.4% |
| Saguache County | 19 | 1 | 2.0% |
| Denver County | 24 | 93 | 1.0% |
| Garfield County | 25 | 5 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology