Lender in North Carolina · HMDA 2025
Loansteady LLC mortgages in North Carolina
Loansteady LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Loansteady LLC originated 260 owner-occupied single-family loans in North Carolina from 289 completed applications.
Its median conventional purchase loan costs were $4,570 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
260
of 289 applications
Denial rate
1.5%
Purchase · NC 7.6%
Rate spread
+0.14 pts
Conv. · NC +0.04 pts
Loan amount
$345,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 265 | 239 | 1.5% | 6.625% | +0.14 pts | $4,570 | $345,000 |
| Refinance | 14 | 12 | — | — | — | — | — |
| Cash-out refinance | 10 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Loansteady LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| New Hanover County | 8 | 100 | 3.0% |
| Bertie County | 14 | 1 | 1.3% |
| Pender County | 15 | 29 | 2.1% |
| Jones County | 16 | 2 | 1.7% |
| Onslow County | 19 | 56 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology