Lender in Colorado · HMDA 2025
Megastar Financial Corp. mortgages in Colorado
Megastar Financial Corp.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Megastar Financial Corp. originated 433 owner-occupied single-family loans in Colorado from 444 completed applications.
Its median conventional purchase loan costs were $4,280 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
433
of 444 applications
Denial rate
2.7%
Purchase · CO 6.3%
Rate spread
+0.09 pts
Conv. · CO +0.04 pts
Loan amount
$475,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 366 | 356 | 2.7% | 6.625% | +0.09 pts | $4,280 | $475,000 |
| Refinance | 50 | 50 | 0.0% | 6.500% | +0.03 pts | $3,030 | $465,000 |
| Cash-out refinance | 28 | 27 | 3.6% | — | — | — | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Megastar Financial Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Summit County | 13 | 10 | 2.0% |
| Clear Creek County | 20 | 3 | 1.7% |
| Lincoln County | 25 | 1 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology