Lender in Maryland · HMDA 2025
Meridian Bank mortgages in Maryland
Meridian Bank's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Meridian Bank originated 734 owner-occupied single-family loans in Maryland from 778 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $5,030 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.624% (Maryland: 6.625%).
Loans in MD
734
of 778 applications
Denial rate
4.8%
Purchase · MD 8.6%
Rate spread
+0.16 pts
Conv. · MD +0.14 pts
Loan amount
$335,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 716 | 676 | 4.8% | 6.624% | +0.16 pts | $5,030 | $335,000 |
| Refinance | 31 | 30 | 3.2% | — | — | — | $425,000 |
| Cash-out refinance | 31 | 28 | 9.7% | — | — | — | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Meridian Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Caroline County | 10 | 8 | 1.8% |
| Baltimore city | 11 | 110 | 1.9% |
| Harford County | 12 | 91 | 2.3% |
| Baltimore County | 14 | 145 | 1.5% |
| Cecil County | 19 | 18 | 1.3% |
| Kent County | 19 | 3 | 1.3% |
| St. Mary's County | 21 | 19 | 1.1% |
| Dorchester County | 21 | 6 | 1.2% |
| Howard County | 23 | 47 | 1.1% |
| Carroll County | 24 | 27 | 1.1% |
| Charles County | 25 | 28 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology