Lender in Michigan · HMDA 2025
Michigan Mutual, Inc. mortgages in Michigan
Michigan Mutual, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Michigan Mutual, Inc. originated 398 owner-occupied single-family loans in Michigan from 571 completed applications.
Its median conventional purchase loan costs were $4,620 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.99% (Michigan: 6.625%).
Loans in MI
398
of 571 applications
Denial rate
7.8%
Purchase · MI 7.8%
Rate spread
+0.49 pts
Conv. · MI +0.23 pts
Loan amount
$205,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 464 | 327 | 7.8% | 6.990% | +0.49 pts | $4,620 | $205,000 |
| Refinance | 57 | 32 | 7.0% | 6.990% | +0.39 pts | $5,240 | $215,000 |
| Cash-out refinance | 50 | 39 | 6.0% | 7.250% | +0.53 pts | $4,610 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Michigan Mutual, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Clair County | 6 | 82 | 3.5% |
| Montmorency County | 12 | 2 | 1.4% |
| Marquette County | 16 | 6 | 1.0% |
| Sanilac County | 17 | 6 | 1.4% |
| Tuscola County | 18 | 7 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology