Lender in Kansas · HMDA 2025
Mid-America Bank mortgages in Kansas
Mid-America Bank's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
Mid-America Bank originated 264 owner-occupied single-family loans in Kansas from 265 completed applications.
Its median conventional purchase loan costs were $2,380 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.75% (Kansas: 6.625%).
Loans in KS
264
of 265 applications
Denial rate
0.6%
Purchase · KS 6.6%
Rate spread
+0.16 pts
Conv. · KS +0.18 pts
Loan amount
$275,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 179 | 178 | 0.6% | 6.750% | +0.16 pts | $2,380 | $275,000 |
| Refinance | 59 | 59 | 0.0% | 6.750% | +0.24 pts | $1,960 | $275,000 |
| Cash-out refinance | 27 | 27 | 0.0% | 6.625% | +0.23 pts | $2,110 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where Mid-America Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Norton County | 1 | 5 | 23.8% |
| Douglas County | 2 | 125 | 9.4% |
| Franklin County | 4 | 21 | 4.7% |
| Stevens County | 5 | 1 | 3.3% |
| Rooks County | 6 | 1 | 4.2% |
| Jefferson County | 10 | 7 | 2.2% |
| Linn County | 11 | 2 | 1.9% |
| Osage County | 12 | 5 | 2.1% |
| Miami County | 13 | 12 | 2.0% |
| Bourbon County | 14 | 2 | 1.8% |
| Coffey County | 20 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology