Lender in New York · HMDA 2025
Mid-Island Mortgage Corp. mortgages in New York
Mid-Island Mortgage Corp.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Mid-Island Mortgage Corp. originated 239 owner-occupied single-family loans in New York from 270 completed applications.
Its median conventional purchase loan costs were $4,640 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.50% (New York: 6.50%).
Loans in NY
239
of 270 applications
Denial rate
10.9%
Purchase · NY 9.5%
Rate spread
+0.03 pts
Conv. · NY +0.07 pts
Loan amount
$465,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 202 | 180 | 10.9% | 6.500% | +0.03 pts | $4,640 | $465,000 |
| Refinance | 17 | 16 | — | — | — | — | — |
| Cash-out refinance | 51 | 43 | 15.7% | 6.750% | +0.25 pts | $5,120 | $425,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology