Lender in Missouri · HMDA 2025
Mid-Missouri Bank mortgages in Missouri
Mid-Missouri Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Mid-Missouri Bank originated 263 owner-occupied single-family loans in Missouri from 272 completed applications.
Loans in MO
263
of 272 applications
Denial rate
2.1%
Purchase · MO 6.5%
Rate spread
—
Conv. · MO +0.24 pts
Loan amount
$215,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 193 | 189 | 2.1% | — | — | — | $215,000 |
| Refinance | 70 | 65 | 5.7% | — | — | — | $215,000 |
| Cash-out refinance | 9 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Mid-Missouri Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cedar County | 1 | 21 | 13.0% |
| Lawrence County | 3 | 31 | 5.4% |
| Polk County | 3 | 24 | 4.8% |
| Dade County | 3 | 6 | 7.3% |
| St. Clair County | 6 | 2 | 3.9% |
| Laclede County | 13 | 7 | 1.5% |
| Shannon County | 15 | 1 | 1.7% |
| Greene County | 16 | 94 | 1.9% |
| Vernon County | 16 | 3 | 1.5% |
| Dallas County | 18 | 4 | 1.8% |
| Christian County | 20 | 31 | 1.6% |
| Jasper County | 22 | 12 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology