Lender in Texas · HMDA 2025
MidFirst Bank mortgages in Texas
MidFirst Bank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
MidFirst Bank originated 285 owner-occupied single-family loans in Texas from 308 completed applications.
Its median conventional purchase loan costs were $4,570 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 5.925% (Texas: 6.50%).
Loans in TX
285
of 308 applications
Denial rate
4.5%
Purchase · TX 10.2%
Rate spread
−0.60 pts
Conv. · TX +0.09 pts
Loan amount
$425,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 286 | 267 | 4.5% | 5.925% | −0.60 pts | $4,570 | $425,000 |
| Refinance | 21 | 17 | 14.3% | — | — | — | — |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology