Lender in Missouri · HMDA 2025
Midwest BankCentre mortgages in Missouri
Midwest BankCentre's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Midwest BankCentre originated 250 owner-occupied single-family loans in Missouri from 258 completed applications.
Its median conventional purchase loan costs were $3,370 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.49% (Missouri: 6.625%).
Loans in MO
250
of 258 applications
Denial rate
2.5%
Purchase · MO 6.5%
Rate spread
−0.03 pts
Conv. · MO +0.24 pts
Loan amount
$245,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 197 | 192 | 2.5% | 6.490% | −0.03 pts | $3,370 | $245,000 |
| Refinance | 37 | 35 | 5.4% | 6.375% | −0.09 pts | $2,550 | $335,000 |
| Cash-out refinance | 24 | 23 | 4.2% | — | +0.21 pts | $2,400 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Midwest BankCentre ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lewis County | 18 | 1 | 1.3% |
| Jefferson County | 25 | 37 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology