Lender in Pennsylvania · HMDA 2025
Mortgage America, Inc. mortgages in Pennsylvania
Mortgage America, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Mortgage America, Inc. originated 1,303 owner-occupied single-family loans in Pennsylvania from 1,328 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $5,570 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
1,303
of 1,328 applications
Denial rate
1.9%
Purchase · PA 6.7%
Rate spread
+0.17 pts
Conv. · PA +0.17 pts
Loan amount
$265,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,238 | 1,215 | 1.9% | 6.625% | +0.17 pts | $5,570 | $265,000 |
| Refinance | 51 | 51 | 0.0% | 6.500% | +0.01 pts | $5,690 | $285,000 |
| Cash-out refinance | 39 | 37 | 5.1% | 6.625% | +0.30 pts | $5,930 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Mortgage America, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Berks County | 2 | 355 | 7.8% |
| Schuylkill County | 2 | 128 | 8.7% |
| Carbon County | 3 | 59 | 6.3% |
| Lehigh County | 5 | 139 | 3.4% |
| Northampton County | 7 | 105 | 2.8% |
| Northumberland County | 7 | 22 | 3.3% |
| Union County | 10 | 7 | 2.3% |
| Montgomery County | 13 | 126 | 1.3% |
| Montour County | 15 | 3 | 1.6% |
| Snyder County | 15 | 3 | 1.2% |
| Potter County | 15 | 1 | 0.8% |
| Tioga County | 18 | 3 | 0.9% |
| Dauphin County | 19 | 43 | 1.3% |
| Columbia County | 19 | 6 | 1.1% |
| Monroe County | 23 | 20 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology