Lender in Texas · HMDA 2025
Mortgage Financial Services, LLC mortgages in Texas
Mortgage Financial Services, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Mortgage Financial Services, LLC originated 1,695 owner-occupied single-family loans in Texas from 1,725 completed applications.
Its median conventional purchase loan costs were $7,030 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
1,695
of 1,725 applications
Denial rate
1.8%
Purchase · TX 10.2%
Rate spread
+0.21 pts
Conv. · TX +0.09 pts
Loan amount
$265,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,601 | 1,572 | 1.8% | 6.625% | +0.21 pts | $7,030 | $265,000 |
| Refinance | 124 | 123 | 0.8% | 6.750% | +0.23 pts | $6,440 | $345,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Mortgage Financial Services, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 42.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tom Green County | 1 | 260 | 17.0% |
| Bowie County | 1 | 86 | 10.2% |
| Runnels County | 1 | 14 | 20.9% |
| Coke County | 1 | 6 | 33.3% |
| Irion County | 2 | 1 | 12.5% |
| Sterling County | 2 | 1 | 25.0% |
| Concho County | 3 | 2 | 12.5% |
| Shackelford County | 3 | 1 | 5.3% |
| Smith County | 4 | 96 | 3.3% |
| La Salle County | 4 | 1 | 10.0% |
| Schleicher County | 4 | 1 | 7.7% |
| Webb County | 5 | 105 | 5.1% |
| Stephens County | 5 | 3 | 4.5% |
| Mason County | 5 | 1 | 4.3% |
| Cass County | 6 | 11 | 4.6% |
| Fisher County | 6 | 1 | 4.5% |
| Anderson County | 8 | 12 | 3.6% |
| Taylor County | 9 | 56 | 2.4% |
| Montague County | 9 | 7 | 2.8% |
| Jones County | 9 | 4 | 2.9% |
| Kimble County | 9 | 1 | 4.2% |
| McCulloch County | 9 | 1 | 2.9% |
| Callahan County | 10 | 4 | 1.9% |
| Cherokee County | 11 | 7 | 1.7% |
| Sabine County | 12 | 2 | 2.6% |
| Zapata County | 12 | 1 | 2.4% |
| Mitchell County | 13 | 1 | 2.1% |
| Nacogdoches County | 14 | 6 | 1.4% |
| Lynn County | 14 | 1 | 1.5% |
| Haskell County | 15 | 1 | 2.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology