Lender in California · HMDA 2025
Mortgageone, Inc. mortgages in California
Mortgageone, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Mortgageone, Inc. originated 644 owner-occupied single-family loans in California from 682 completed applications.
Its median conventional purchase loan costs were $10,250 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
644
of 682 applications
Denial rate
4.0%
Purchase · CA 8.9%
Rate spread
+0.41 pts
Conv. · CA +0.09 pts
Loan amount
$515,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 528 | 500 | 4.0% | 6.750% | +0.41 pts | $10,250 | $515,000 |
| Refinance | 94 | 90 | 4.3% | 6.500% | +0.13 pts | $5,190 | $625,000 |
| Cash-out refinance | 60 | 54 | 10.0% | 6.625% | +0.26 pts | $5,640 | $505,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Mortgageone, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Shasta County | 6 | 101 | 5.1% |
| Tehama County | 9 | 14 | 2.7% |
| Lake County | 15 | 8 | 1.4% |
| Sonoma County | 17 | 55 | 1.3% |
| Plumas County | 18 | 2 | 1.0% |
| Merced County | 24 | 19 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology