Lender in Arizona · HMDA 2025
Mr. Cooper mortgages in Arizona
Mr. Cooper's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Mr. Cooper originated 783 owner-occupied single-family loans in Arizona from 958 completed applications.
Its median conventional purchase loan costs were $5,970 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).
Loans in AZ
783
of 958 applications
Denial rate
10.3%
Purchase · AZ 8.2%
Rate spread
+0.12 pts
Conv. · AZ +0.11 pts
Loan amount
$365,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 184 | 165 | 10.3% | 6.625% | +0.12 pts | $5,970 | $365,000 |
| Refinance | 305 | 248 | 15.4% | 6.125% | −0.22 pts | $3,140 | $345,000 |
| Cash-out refinance | 469 | 370 | 20.3% | 6.875% | +0.61 pts | $8,590 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| La Paz County | 8 | 2 | 3.6% |
| Greenlee County | 12 | 1 | 3.3% |
| Graham County | 13 | 7 | 1.5% |
| Coconino County | 15 | 14 | 1.2% |
| Navajo County | 16 | 11 | 1.2% |
| Mohave County | 17 | 41 | 1.2% |
| Yuma County | 21 | 18 | 0.6% |
| Santa Cruz County | 21 | 7 | 1.1% |
| Cochise County | 24 | 14 | 0.8% |
- Mr. Cooper nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology