Lender in Florida · HMDA 2025
My Mortgage, Inc. mortgages in Florida
My Mortgage, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
My Mortgage, Inc. originated 677 owner-occupied single-family loans in Florida from 719 completed applications.
Its median conventional purchase loan costs were $8,490 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.99% (Florida: 6.625%).
Loans in FL
677
of 719 applications
Denial rate
2.1%
Purchase · FL 12.8%
Rate spread
+0.83 pts
Conv. · FL +0.14 pts
Loan amount
$395,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 681 | 644 | 2.1% | 6.990% | +0.83 pts | $8,490 | $395,000 |
| Refinance | 38 | 33 | 2.6% | — | — | — | $365,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where My Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Miami-Dade County | 12 | 203 | 1.1% |
| Hillsborough County | 21 | 170 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology