Lender in Arkansas · HMDA 2025
Navy Federal Credit Union mortgages in Arkansas
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Navy Federal Credit Union originated 299 owner-occupied single-family loans in Arkansas from 352 completed applications.
Its median conventional purchase loan costs were $2,580 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.75% (Arkansas: 6.625%).
Loans in AR
299
of 352 applications
Denial rate
9.2%
Purchase · AR 8.5%
Rate spread
+0.08 pts
Conv. · AR +0.17 pts
Loan amount
$285,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 271 | 244 | 9.2% | 6.750% | +0.08 pts | $2,580 | $285,000 |
| Refinance | 29 | 23 | 17.2% | — | — | — | $265,000 |
| Cash-out refinance | 52 | 32 | 38.5% | — | — | — | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bradley County | 5 | 2 | 4.0% |
| Ashley County | 9 | 2 | 1.5% |
| Drew County | 9 | 1 | 1.0% |
| Newton County | 10 | 2 | 3.0% |
| Columbia County | 11 | 2 | 1.2% |
| Crittenden County | 12 | 5 | 1.0% |
| Cleveland County | 12 | 1 | 1.8% |
| Izard County | 13 | 3 | 1.7% |
| Yell County | 13 | 2 | 1.1% |
| Scott County | 13 | 1 | 1.2% |
| Conway County | 16 | 3 | 1.4% |
| Pope County | 18 | 8 | 1.2% |
| Logan County | 18 | 2 | 1.1% |
| Baxter County | 19 | 5 | 0.9% |
| Searcy County | 19 | 1 | 1.4% |
| Lonoke County | 20 | 18 | 1.2% |
| Union County | 20 | 2 | 0.7% |
| Stone County | 20 | 1 | 0.9% |
| Carroll County | 21 | 3 | 1.0% |
| Perry County | 21 | 1 | 0.9% |
| Miller County | 22 | 3 | 0.9% |
| Sharp County | 22 | 2 | 0.8% |
| Lawrence County | 23 | 2 | 1.2% |
| Madison County | 23 | 2 | 1.0% |
| Sebastian County | 24 | 10 | 0.7% |
| Crawford County | 24 | 8 | 1.0% |
| Faulkner County | 25 | 17 | 0.9% |
| Cleburne County | 25 | 2 | 0.7% |
- Navy Federal Credit Union nationwide
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- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology