Lender in Massachusetts · HMDA 2025
Navy Federal Credit Union mortgages in Massachusetts
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Navy Federal Credit Union originated 297 owner-occupied single-family loans in Massachusetts from 354 completed applications.
Its median conventional purchase loan costs were $3,570 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).
Loans in MA
297
of 354 applications
Denial rate
6.4%
Purchase · MA 6.3%
Rate spread
−0.11 pts
Conv. · MA +0.02 pts
Loan amount
$505,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 250 | 233 | 6.4% | 6.625% | −0.11 pts | $3,570 | $505,000 |
| Refinance | 40 | 29 | 27.5% | — | — | — | $475,000 |
| Cash-out refinance | 64 | 35 | 45.3% | — | — | — | $465,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nantucket County | 12 | 1 | 1.6% |
- Navy Federal Credit Union nationwide
- Massachusetts mortgage market
- Navy Federal Credit Union in Florida
- Navy Federal Credit Union in Virginia
- Navy Federal Credit Union in Texas
- Navy Federal Credit Union in North Carolina
- Navy Federal Credit Union in Georgia
- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology