Lender in New Mexico · HMDA 2025
Navy Federal Credit Union mortgages in New Mexico
Navy Federal Credit Union's 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Navy Federal Credit Union originated 281 owner-occupied single-family loans in New Mexico from 326 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $2,980 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.625% (New Mexico: 6.625%).
Loans in NM
281
of 326 applications
Denial rate
6.0%
Purchase · NM 8.3%
Rate spread
−0.13 pts
Conv. · NM +0.18 pts
Loan amount
$305,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 248 | 229 | 6.0% | 6.625% | −0.13 pts | $2,980 | $305,000 |
| Refinance | 36 | 26 | 27.8% | — | — | — | $305,000 |
| Cash-out refinance | 42 | 26 | 38.1% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Union County | 5 | 1 | 5.9% |
| Curry County | 6 | 18 | 3.0% |
| Otero County | 7 | 19 | 2.5% |
| Colfax County | 8 | 2 | 2.1% |
| Los Alamos County | 10 | 6 | 1.6% |
| Luna County | 11 | 3 | 2.3% |
| Taos County | 13 | 3 | 1.5% |
| McKinley County | 14 | 2 | 1.5% |
| Lincoln County | 15 | 2 | 1.3% |
| Chaves County | 16 | 6 | 1.0% |
| San Juan County | 17 | 9 | 1.0% |
| Bernalillo County | 18 | 102 | 1.3% |
| Sandoval County | 20 | 39 | 1.2% |
| San Miguel County | 20 | 1 | 0.9% |
| Eddy County | 21 | 8 | 1.1% |
| Doña Ana County | 22 | 29 | 1.2% |
| Lea County | 23 | 4 | 0.8% |
| Socorro County | 24 | 1 | 1.2% |
| Santa Fe County | 25 | 15 | 0.9% |
| Roosevelt County | 25 | 1 | 0.7% |
- Navy Federal Credit Union nationwide
- New Mexico mortgage market
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- Navy Federal Credit Union in Virginia
- Navy Federal Credit Union in Texas
- Navy Federal Credit Union in North Carolina
- Navy Federal Credit Union in Georgia
- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology