Lender in Oregon · HMDA 2025
Navy Federal Credit Union mortgages in Oregon
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Navy Federal Credit Union originated 253 owner-occupied single-family loans in Oregon from 307 completed applications.
Its median conventional purchase loan costs were $4,190 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.50% (Oregon: 6.625%).
Loans in OR
253
of 307 applications
Denial rate
10.1%
Purchase · OR 5.7%
Rate spread
−0.12 pts
Conv. · OR +0.12 pts
Loan amount
$435,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 227 | 202 | 10.1% | 6.500% | −0.12 pts | $4,190 | $435,000 |
| Refinance | 32 | 22 | 31.3% | — | — | — | $405,000 |
| Cash-out refinance | 48 | 29 | 39.6% | — | — | — | $405,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lincoln County | 11 | 9 | 1.9% |
| Coos County | 16 | 9 | 1.3% |
| Wallowa County | 16 | 1 | 1.3% |
| Clatsop County | 18 | 5 | 1.0% |
| Grant County | 18 | 1 | 1.5% |
| Wasco County | 21 | 3 | 1.2% |
| Umatilla County | 24 | 8 | 0.9% |
| Morrow County | 25 | 1 | 0.9% |
- Navy Federal Credit Union nationwide
- Oregon mortgage market
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- Navy Federal Credit Union in Virginia
- Navy Federal Credit Union in Texas
- Navy Federal Credit Union in North Carolina
- Navy Federal Credit Union in Georgia
- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology