Lender in Florida · HMDA 2025
Neal Communities Funding, LLC mortgages in Florida
Neal Communities Funding, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Neal Communities Funding, LLC originated 384 owner-occupied single-family loans in Florida from 424 completed applications.
Its median conventional purchase loan costs were $4,010 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.125% (Florida: 6.625%).
Loans in FL
384
of 424 applications
Denial rate
9.4%
Purchase · FL 12.8%
Rate spread
−0.32 pts
Conv. · FL +0.14 pts
Loan amount
$365,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 424 | 384 | 9.4% | 6.125% | −0.32 pts | $4,010 | $365,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Neal Communities Funding, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sarasota County | 7 | 182 | 2.6% |
| Manatee County | 10 | 167 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology