Lender in Michigan · HMDA 2025
New Day Financial, LLC mortgages in Michigan
New Day Financial, LLC's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
New Day Financial, LLC originated 310 owner-occupied single-family loans in Michigan from 656 completed applications.
Loans in MI
310
of 656 applications
Denial rate
—
Purchase · MI 7.8%
Rate spread
—
Conv. · MI +0.23 pts
Loan amount
—
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 19 | 18 | — | — | — | — | — |
| Refinance | 101 | 89 | 6.9% | — | — | — | $205,000 |
| Cash-out refinance | 536 | 203 | 59.7% | — | — | — | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where New Day Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mackinac County | 4 | 3 | 5.3% |
| Alger County | 7 | 2 | 4.2% |
| Ontonagon County | 8 | 2 | 3.6% |
| Delta County | 9 | 5 | 2.7% |
| Osceola County | 12 | 4 | 1.8% |
| Manistee County | 13 | 5 | 1.8% |
| Baraga County | 15 | 1 | 2.0% |
| Roscommon County | 16 | 5 | 1.4% |
| Schoolcraft County | 17 | 1 | 2.4% |
| Gogebic County | 18 | 2 | 1.2% |
| Lake County | 19 | 2 | 1.4% |
| Alpena County | 21 | 2 | 0.9% |
| Menominee County | 21 | 2 | 1.0% |
| Marquette County | 24 | 4 | 0.7% |
| Branch County | 24 | 3 | 0.6% |
| Cheboygan County | 24 | 2 | 0.9% |
| Chippewa County | 24 | 2 | 0.9% |
| Oceana County | 25 | 2 | 0.7% |
- New Day Financial, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology