Lender in California · HMDA 2025
Nmsi, Inc. mortgages in California
Nmsi, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Nmsi, Inc. originated 1,823 owner-occupied single-family loans in California from 1,823 completed applications.
Its median conventional purchase loan costs were $8,910 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
1,823
of 1,823 applications
Denial rate
0.0%
Purchase · CA 8.9%
Rate spread
+0.31 pts
Conv. · CA +0.09 pts
Loan amount
$655,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,211 | 1,211 | 0.0% | 6.750% | +0.31 pts | $8,910 | $655,000 |
| Refinance | 373 | 373 | 0.0% | 6.500% | −0.02 pts | $4,130 | $665,000 |
| Cash-out refinance | 239 | 239 | 0.0% | 6.875% | +0.52 pts | $7,560 | $595,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Nmsi, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orange County | 9 | 405 | 1.9% |
| Los Angeles County | 22 | 490 | 0.9% |
| Santa Clara County | 24 | 125 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology