Lender in Illinois · HMDA 2025
North Shore Trust and Savings mortgages in Illinois
North Shore Trust and Savings's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
North Shore Trust and Savings originated 215 owner-occupied single-family loans in Illinois from 252 completed applications.
Loans in IL
215
of 252 applications
Denial rate
3.5%
Purchase · IL 9.2%
Rate spread
—
Conv. · IL +0.27 pts
Loan amount
$315,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 172 | 155 | 3.5% | — | — | — | $315,000 |
| Refinance | 49 | 37 | 16.3% | — | — | — | $305,000 |
| Cash-out refinance | 31 | 23 | 22.6% | — | — | — | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where North Shore Trust and Savings ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grundy County | 17 | 11 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology