Lender in Vermont · HMDA 2025
Northeast Home Loan, LLC mortgages in Vermont
Northeast Home Loan, LLC's 2025 home-purchase and refinance lending in Vermont, compared with all lenders in the state.
Northeast Home Loan, LLC originated 393 owner-occupied single-family loans in Vermont from 403 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $5,780 versus $4,860 for all Vermont lenders, at a median 30-year fixed rate of 6.50% (Vermont: 6.50%).
Loans in VT
393
of 403 applications
Denial rate
2.0%
Purchase · VT 6.9%
Rate spread
−0.09 pts
Conv. · VT +0.00 pts
Loan amount
$355,000
Purchase · VT $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 355 | 347 | 2.0% | 6.500% | −0.09 pts | $5,780 | $355,000 |
| Refinance | 34 | 32 | 2.9% | — | −0.09 pts | $4,980 | $355,000 |
| Cash-out refinance | 14 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Vermont counties where Northeast Home Loan, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Chittenden County | 2 | 203 | 11.5% |
| Washington County | 2 | 60 | 8.9% |
| Addison County | 4 | 22 | 8.2% |
| Caledonia County | 4 | 19 | 6.9% |
| Lamoille County | 5 | 12 | 4.9% |
| Grand Isle County | 5 | 5 | 5.8% |
| Franklin County | 8 | 26 | 3.9% |
| Rutland County | 8 | 15 | 3.2% |
| Orange County | 10 | 7 | 2.7% |
| Windsor County | 11 | 12 | 1.9% |
| Orleans County | 12 | 6 | 2.1% |
| Essex County | 21 | 1 | 1.6% |
| Windham County | 23 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology